WYWyoming

Wyoming Mortgage Guide

No state income tax; Teton County (Jackson Hole) is a luxury market with tight inventory.

2024 Conforming Limit

$766,550

Avg 30yr Fixed Rate

7.00%

VA Friendly

No

First-Time Buyer Program

WCDA Mortgage Program

Wyoming offers down payment assistance (DPA) for qualifying buyers. Contact a participating lender or your state housing finance authority for current income limits and program availability.

Understanding Your Conforming Limit

The 2024 FHFA conforming loan limit for Wyoming is $766,550. Loans at or below this amount qualify as conforming loans, which typically carry lower interest rates and require less documentation than jumbo loans.

Loans above $766,550 require jumbo financing, which typically requires a 10–20% down payment and a credit score of 700+.

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