Get the right mortgage. Skip the broker upsell.
Compare all 8 loan types, check 2024 conforming limits for your state, and apply direct to vetted lenders — zero broker middleman.
How to use this guide
Compare loan types
Understand the difference between FHA, VA, USDA, conventional, jumbo, DSCR, hard money, and bridge loans.
See all loan types →Check your state
Look up 2024 conforming limits, first-time buyer programs, and down payment assistance in your state.
Browse by state →Apply direct
Go straight to the lender that fits your loan type. No broker markup, no referral games.
Compare rates now →All 8 loan types explained
Pick the one that fits your situation — then compare lenders.
2024 Conforming Limits by State
FHFA baseline: $766,550 · High-cost ceiling: $1,149,825
High-Cost States (12)
Baseline States (38)
Who MortgageHub is for
Understand what loan your buyer can use — FHA, VA, and conventional have different property requirements.
Get pre-approved direct, know your conforming limit, and avoid getting a rate that includes a broker cut.
DSCR loans let you qualify on rental income alone. Scale your portfolio without W-2 income limits.
Rate-and-term or cash-out — learn when it makes sense and calculate your break-even before you sign.
Compare vetted lenders
We earn a referral fee when you click these links — it does not change your rate.
Part of the ByOwnerHub Network
Free guides for every major DIY transaction